Data Security@Watchdata

SIMotp Mobile Authentication Solution

Mobile banking has become a new favorite as a new service mode for banks. However, the security is the bottleneck. Currently, OTP (One-Time Password) gains nods from both banks and users through its balanced security, ease of use and cost effectiveness.

Watchdata provided SIMotp Mobile Authentication Solution for CCB. It combines OTP and SIM card technology. With a SIMotp card in their handset, users only have to enter PIN and another code through STK menu to get an OTP for authentication before they start businesses like mobile payment, money transfer and many others. The whole process is easy and secure.

As an easy-to-deploy solution, SIMotp has been widely used around the world for authentication, especially in computer game cards. For telecom and banks, it is cost-effective and helps its new business development. For users, it ensures convenience and security for their mobile.

WD-WPKI Solution

The mobile network has spurred mobile payment and banking, bringing considerate businesses. However, the information security for mobile network is also raising concerns from the whole society, especially operators from telecom, banking and other key players in the industry.

Watchdata´s WD-WPKI combines SIM card with PKI technology, is a highly secure mobile solution for businesses concerning finance, bonds, commerce and office automation as well as converged businesses via mobile network. It solves series of problems including authentication, anti-disavow, confidentiality and anti-spoofing. Operators from finance, telecom and the third-party payment organizations could get win-win results.

WD-KMS Key Management Solution for mobile payment

While mobile payment through mobile network is gaining upward momentum in various fields, it is also becoming more and more complicated, and challenged in security. Card issuance, as the most important part during the whole mobile payment process, has to be secured to ensure the overall security. To solve the problem, the card issuer needs a complete suit of key management system to control the card issuance. WD-KMS Key Management Solution is the very choice.

WD-KMS Key Management System highly secures the e-purse application, for it works for both encryption equipment and master card, and supports PBOC e-purse and PSAM card offline consumption.

It enables the card issuer to ensure security at all levels through algorithms including DES/3DES, H33, MD5, RSA, etc.

WD-KMS Key Management System can, under uniform central management, guarantee personalization varying between different areas. Its key management is inclusive of two levels, supporting both central and local key management.

Products included in the solution:

• Encryption equipment

• Contact and contactless reader

• Card issuance system

• Personalization system

• Master card